Daily Deposit Scheme may be a monetary deposit scheme introduced to assist daily wage earners, small traders, to inculcate saving habits and also as how of funding their bigger capital requirements. In this scheme money are often deposited into an account on day to day . The amount may be as small as Rupees ten. The unique characteristic of this scheme is that an agent from the bank collects money to be deposited, on day to day , from doorsteps of account holder.